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Pat Barnes - Home

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Budget: Highlights of the 2012 federal budget
www.canada.com
Here's a point-form breakdown of Budget 2012.
30th March 2012 15:15
Flaherty Tells Banks: Do Your Jobs
www.canadianmortgagetrends.com
Finance Minister Jim Flaherty says it’s “a bit odd” that banks are asking the government to tighten mortgage rules. Banks ultimately control who they lend to and shouldn’t require babysitting,...
28th March 2012 20:20
Making renovations affordable
www.moneysense.ca
When it comes to affording a reno Bruce Sellery says the slow and steady approach often works best
12th March 2012 2:02
Pat Barnes - Prolink Mortgage BC Inc
Professional Mortgage Broker with a passion to help you through the mortgage process. Fast service on your terms and your schedule. I am available after banking hours for your convenience. I have over 50 lenders and more than 200 mortgage products available to customize a mortgage to suit your uni...
12th March 2012 1:01

Buying a home is the BIGGEST financial decision most of us ever make.

Using a mortgage broker may be the BEST financial decision you ever make.

Pat Barnes is a well-known and trusted name in Duncan and the Cowichan Valley. I have lived and worked here for almost 40 years! I truly enjoy helping clients reach their goals. I am a Member of the Mortgage Brokers Association of British Columbia (MBABC) and must adhere to a very strict code of ethics and observe all bylaws of the Association in order to remain a member in good standing.

I will build your mortgage to suit your needs and then find a lender with the best rates! Great service is what it is all about! If you are self employed with little income claimed, a first time home buyer on a fixed income, in a tough credit situation, an investor looking for options or simply a client who wants a better understanding of your options, you need to call an independent professional looking out for your best interests.

Shopping for a mortgage can be an incredibly time-consuming exercise. The process of meeting with lenders, filling out forms, providing credit histories, proving income and cutting through all the jargon and red tape can take weeks to complete. It can also result in a lot of frustration and confusion as you try to make sense of the ever-changing rates, terms, conditions and details.

That’s why it pays to use me, a mortgage broker. I’ll cut through all the clutter for you, acting as a liaison between the lender, realtor, appraiser, credit agency, attorneys and any other service-providers that could affect your transaction. Plus, through my knowledge and experience, I can help you make sense of it all (and that’s especially important, given the fact that your home is probably your single biggest investment).

I’m on top of all the latest trends and innovations in our industry – from the status of interest rates to the availability of alternative financing options. I offer expert advice on which financing options are best for you, and provide you with strategies to ensure your financial peace of mind.

Are you wondering, "What's the catch?" Here it is: I don't get paid unless I find you a mortgage that funds. Typically, there’s no cost to you in using a licensed mortgage broker (some exceptions may apply), as our fees are paid by the lender. And because we don’t get paid until the mortgage is fully completed, we’re highly motivated to move your mortgage application quickly through all the required channels.

When you work with me to get your mortgage you get great service, independent advice and the best rate available.

If you aren't convinced yet...give me a call to discuss your options on your new purchase, switch mortgage or equity take-out!! 250-715-8259

Pat Barnes

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