Mortgage Options - Get Pre Qualified

Mortgage Options - Get Pre Qualified

Get Pre-Qualified

Before you start looking for your new home, you need to know how much you are qualified to purchase. The amount you qualify for depends on a variety of factors such as your credit, down payment, your income. the interest rate and the lender we choose. While you may be able to qualify at your bank, they will not be able to provide the same range of products and mortgage limits that I can. When I help you get pre-qualified you will learn what the lenders consider important when evaluating your application, how your qualification limits are arrived at, what you can do to strengthen your application so you can obtain the best rates and terms, and what options are available to you. When I send your application in to the lender a mortgage commitment is granted for a specific amount, mortgage rate and term, subject to providing verification of income, down payment, and any other conditions the lender requires. This commitment from the lender will hold the current interest rate for you for up to 120 days. As a mortgage broker I am your advocate. I work on your behalf to get you the best rates and terms possible.

It is always wise to still include a "subject to financing" clause in your real estate offer, to protect yourself against unforeseen issues.

Contact Me to review your needs and to find your best mortgage solution.

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